.page-disclaimer {
  --terms-side-w: 240px;
  --terms-gap: clamp(24px, 4vw, 56px);
}

.page-disclaimer .terms-hero {
  position: relative;
  padding-top: clamp(8px, 2vw, 20px);
}

.page-disclaimer .terms-hero::before {
  content: "";
  position: absolute;
  inset: -10% -6% auto auto;
  width: min(560px, 70vw);
  height: min(420px, 52vw);
  background: radial-gradient(circle at 70% 30%, rgba(201, 162, 39, .22), transparent 62%);
  pointer-events: none;
  z-index: 0;
}

.page-disclaimer .terms-hero-grid {
  position: relative;
  z-index: 1;
  display: grid;
  gap: clamp(22px, 3.5vw, 44px);
  grid-template-columns: 1fr;
  align-items: start;
}

.page-disclaimer .terms-hero-copy h1 {
  font-family: var(--font-head);
  font-weight: 900;
  font-size: clamp(32px, 6.4vw, 58px);
  line-height: 1.12;
  letter-spacing: -0.01em;
  margin: 10px 0 18px;
  color: var(--text);
}

.page-disclaimer .terms-hero-copy .lead {
  font-size: clamp(15px, 1.6vw, 17px);
  line-height: 1.9;
  color: var(--muted);
  max-width: 56ch;
}

.page-disclaimer .terms-hero-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 12px;
  margin-top: 26px;
}

.page-disclaimer .terms-hero-figure {
  border-radius: var(--radius);
  overflow: hidden;
}

.page-disclaimer .terms-hero-figure .figure-media {
  border-radius: var(--radius);
  border: 1px solid var(--line);
  overflow: hidden;
}

.page-disclaimer .terms-hero-figure img {
  display: block;
  width: 100%;
  height: auto;
  object-fit: cover;
}

.page-disclaimer .terms-overview .section-head {
  max-width: 62ch;
}

.page-disclaimer .terms-grid {
  display: grid;
  gap: var(--terms-gap);
  grid-template-columns: 1fr;
  margin-top: clamp(20px, 3vw, 34px);
}

.page-disclaimer .terms-panels {
  display: grid;
  gap: 12px;
}

.page-disclaimer .terms-panels .panel {
  border: 1px solid var(--line);
  border-radius: var(--radius-sm);
  background: linear-gradient(180deg, rgba(30, 27, 46, .72), rgba(20, 18, 31, .55));
  backdrop-filter: blur(6px);
  overflow: hidden;
  transition: border-color 240ms var(--ease), transform 240ms var(--ease);
}

.page-disclaimer .terms-panels .panel:hover {
  border-color: rgba(201, 162, 39, .55);
}

.page-disclaimer .terms-panels .panel-trigger {
  display: flex;
  align-items: center;
  gap: 14px;
  width: 100%;
  padding: 16px 18px;
  background: none;
  border: 0;
  color: var(--text);
  text-align: left;
  cursor: pointer;
  font: inherit;
}

.page-disclaimer .terms-panels .panel-trigger:focus-visible {
  outline: 2px solid var(--gold-hi);
  outline-offset: -3px;
}

.page-disclaimer .terms-panel-num {
  font-family: var(--font-accent);
  font-size: 22px;
  line-height: 1;
  color: var(--gold);
  font-variant-numeric: tabular-nums;
  flex: 0 0 auto;
  min-width: 34px;
}

.page-disclaimer .terms-panel-label {
  flex: 1 1 auto;
  font-family: var(--font-head);
  font-weight: 700;
  font-size: 16px;
  line-height: 1.5;
}

.page-disclaimer .terms-panels .panel-icon {
  flex: 0 0 auto;
  width: 14px;
  height: 14px;
  position: relative;
  transition: transform 240ms var(--ease);
}

.page-disclaimer .terms-panels .panel-icon::before,
.page-disclaimer .terms-panels .panel-icon::after {
  content: "";
  position: absolute;
  background: var(--gold);
  border-radius: 2px;
}

.page-disclaimer .terms-panels .panel-icon::before {
  top: 50%;
  left: 0;
  width: 100%;
  height: 2px;
  transform: translateY(-50%);
}

.page-disclaimer .terms-panels .panel-icon::after {
  left: 50%;
  top: 0;
  width: 2px;
  height: 100%;
  transform: translateX(-50%);
  transition: opacity 240ms var(--ease);
}

.page-disclaimer .terms-panels .panel[data-open] .panel-icon::after {
  opacity: 0;
}

.page-disclaimer .terms-panels .panel-body {
  padding: 0 18px 18px 66px;
  color: var(--muted);
}

.page-disclaimer .terms-panels .panel-body p {
  margin: 0;
  line-height: 1.85;
  font-size: 15px;
}

.page-disclaimer .terms-side {
  border-top: 1px solid var(--line);
  padding-top: 18px;
}

.page-disclaimer .terms-side-title {
  font-family: var(--font-accent);
  font-size: 14px;
  letter-spacing: .18em;
  color: var(--muted);
  margin: 0 0 14px;
}

.page-disclaimer .terms-anchors {
  list-style: none;
  margin: 0;
  padding: 0;
  display: grid;
  gap: 2px;
}

.page-disclaimer .terms-anchors a {
  display: flex;
  align-items: baseline;
  gap: 12px;
  padding: 9px 0;
  color: var(--text);
  text-decoration: none;
  font-size: 15px;
  border-bottom: 1px dashed rgba(42, 39, 64, .9);
  transition: color 200ms var(--ease), padding-left 200ms var(--ease);
}

.page-disclaimer .terms-anchors a:hover,
.page-disclaimer .terms-anchors a:focus-visible {
  color: var(--gold-hi);
  padding-left: 6px;
}

.page-disclaimer .terms-anchor-num {
  font-family: var(--font-accent);
  color: var(--gold);
  font-variant-numeric: tabular-nums;
  font-size: 14px;
}

.page-disclaimer .clause {
  position: relative;
  padding-left: 0;
}

.page-disclaimer .clause-head {
  display: flex;
  align-items: baseline;
  gap: 16px;
  margin-bottom: 16px;
}

.page-disclaimer .clause-num {
  font-family: var(--font-accent);
  font-size: clamp(34px, 5.2vw, 54px);
  line-height: 1;
  color: var(--gold);
  font-variant-numeric: tabular-nums;
  flex: 0 0 auto;
  opacity: .9;
}

.page-disclaimer .clause-head .section-title {
  margin: 0;
  font-size: clamp(20px, 2.6vw, 28px);
  line-height: 1.35;
  color: var(--text);
}

.page-disclaimer .clause-body {
  max-width: 68ch;
  border-left: 2px solid var(--line);
  padding-left: clamp(14px, 2.4vw, 26px);
}

.page-disclaimer .clause-body p {
  margin: 0 0 18px;
  line-height: 1.95;
  color: var(--text);
  font-size: 16px;
}

.page-disclaimer .clause-body p:last-child {
  margin-bottom: 0;
}

.page-disclaimer .clause-body .link-more {
  color: var(--gold-hi);
  text-decoration: none;
  border-bottom: 1px solid rgba(242, 208, 107, .45);
  transition: border-color 200ms var(--ease);
}

.page-disclaimer .clause-body .link-more:hover {
  border-bottom-color: var(--gold-hi);
}

.page-disclaimer .rule {
  border: 0;
  height: 1px;
  background: linear-gradient(90deg, rgba(201, 162, 39, .5), rgba(42, 39, 64, .9) 40%, transparent);
  margin: clamp(30px, 5vw, 54px) 0;
}

.page-disclaimer .terms-cta {
  margin-top: clamp(34px, 5vw, 60px);
}

.page-disclaimer .terms-cta-card {
  background: linear-gradient(135deg, rgba(201, 162, 39, .16), rgba(30, 27, 46, .9) 55%);
  border: 1px solid rgba(201, 162, 39, .38);
  border-radius: var(--radius);
  padding: clamp(22px, 3.6vw, 40px);
}

.page-disclaimer .terms-cta-card .section-title {
  margin: 0 0 12px;
  font-size: clamp(20px, 2.4vw, 26px);
  color: var(--text);
}

.page-disclaimer .terms-cta-card p {
  margin: 0 0 22px;
  color: var(--muted);
  line-height: 1.9;
  max-width: 56ch;
}

.page-disclaimer .terms-cta-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 12px;
}

.page-disclaimer .terms-foot-note {
  margin: clamp(28px, 4vw, 46px) 0 0;
  font-size: 14px;
  line-height: 1.85;
}

.page-disclaimer .terms-foot-note .link-more {
  color: var(--gold-hi);
  text-decoration: none;
  border-bottom: 1px solid rgba(242, 208, 107, .4);
}

@media (min-width: 760px) {
  .page-disclaimer .terms-hero-grid {
    grid-template-columns: minmax(0, 1.05fr) minmax(0, 1fr);
    align-items: center;
  }

  .page-disclaimer .terms-grid {
    grid-template-columns: minmax(0, 1fr) var(--terms-side-w);
  }

  .page-disclaimer .terms-side {
    border-top: 0;
    border-left: 1px solid var(--line);
    padding-top: 0;
    padding-left: 22px;
    position: sticky;
    top: calc(var(--bar-h) + 24px);
    align-self: start;
  }
}

@media (min-width: 1100px) {
  .page-disclaimer .terms-hero-copy h1 {
    max-width: 20ch;
  }
}